There's Still a Shortage of Homes on the Market Today, Not a Surplus

Trusting the sale of your home means putting your faith in our entire network of experts in the Real Estate market, property marketing, and loan processing. We provide seller confidence and work hard to keep our fingers on the pulse of the real estate market, noting fluctuations and corrective strategies that make your home sellable in any market.

We can work together to best decide on the price of your home to sell and are confident that we can find the right buyer for your home.

Standards Have NOT Relaxed

A key reason for the 2008 housing crisis was the relaxed standards needed to qualify for a mortgage. This was a result of banks creating demand by lowering lending standards, allowing people who may not have been able to afford a mortgage, to obtain a home loan (or refinance their existing home). Banks were assuming a much larger risk than they are assuming today. Those risks led to defaults, foreclosures and the subsequent collapse of the housing market. 

Banks have NOT relaxed their standards to obtain a home loan, this graph shows the Mortgage Credit Availability Index. To summarize, the higher graph is, the more relaxed mortgage standards are, the lower, the stricter. 

Foreclosure Volume is Still Significantly Lower

Trusting the sale of your home means putting your faith in our entire network of experts in the Real Estate market, property marketing, and loan processing. We provide seller confidence and work hard to keep our fingers on the pulse of the real estate market, noting fluctuations and corrective strategies that make your home sellable in any market.

We can work together to best decide on the price of your home to sell and are confident that we can find the right buyer for your home.

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